The Fastest Ways to Repair Your Credit: by TheCreditPeople.com
Your Back is Against the Wall, You Have Limited Time, What Do You Do?
“Help I am in the middle of closing on my home loan and my score dropped 60 points!” How can I fix this fast?!
As you know by now, repairing your credit is a tedious process–worth it–but a very involved and sometimes frustrating experience.Here are your options:
#1 Fastest Way to Repair Your Credit – “Rapid Rescore”
Rapid rescoring came about because folks were losing too many loans due to surprise problems with their credit report. Instead of taking months, results through a rapid rescore can occur in as little as 72 hours. Before you get excited though, here are some limiting facts about rapid rescoring…
A rapid rescore request can only be initialized by a partner (independent or subsidiary) of the credit bureaus. This means you need to have a connection to one of these partners through a subscriber of their services. In addition, you need to have solid proof of the error(s) within your credit report. This would need to be bullet proof–in writing–confirmation of the error(s) contained within your credit report. Lastly, there is no way of even knowing if the removal will improve your credit score. Although you would like to assume it would be likely, a removal of an item never guarantees an increase in actual credit score.
#2 Fastest Way to Repair Your Credit – “The Credit People”
When a rapid rescore is not an option (and in most cases it isn’t), your best choice for the fastest results is The Credit People. With 10 years experience and having gone through the process with over 100,000 clients before you, The Credit People saves time by knowing exactly what needs to be done, and avoiding potential road blocks along the way. You’re essentially leveraging their effectiveness and efficiency to get the job done, quickly.
#3 Fastest Way to Repair Your Credit – “Doing It Yourself”
Taking on the tedious task of repairing your own credit is a very involved, “trial by fire” process.Mistakes will be made. However, if you have the time and patience, and enjoy learning as you go, this option might suit you best. It will most likely take twice as long as a professional service, however, if you’re not on a time-constraint that might not matter. Make sure you take care with each step. It is very easy to hurt your own score (such as closing accounts that should have been left open, shifting balances improperly, disputing items that help your score, etc.) or miss opportunities which can boost your score. Simply take your time, stay organized, and get educated.
#4 Fastest (slowest) Way to Repair Your Credit – “Father Time“
The slowest approach is “avoidance” in hopes that father time will “heal” your credit. First, this is a 7-10 year approach. Second, this approach is not even as effective as credit repair. Even if you did wait that long, waiting it out would not be as effective simply because you are not actively aware of what is lacking in your credit to have an optimal credit score. This should not be an option, especially with all the resources we make available for educating yourself at thecreditpeople.com. There is no real good reason to wait, take action, and finally do something about your credit.
Learn more about The Credit People’s simple process by visiting their website today